In a recent talk on the future convergence of AI and blockchain
former Binance CEO Changpeng Zhao (CZ) shared a bold prediction: AI agents will abandon traditional fiat currencies in favor of cryptocurrencies.
“AI will not use banks or credit cards,” CZ said, adding: “The currency that AI will use will not be fiat money. They will use cryptocurrencies.”
According to CZ, as AI continues to evolve, it will build on the technological foundations laid by the internet and blockchain. CZ envisions a future where AI agents, or automated digital assistants, perform everyday tasks like booking flights and hotels. These agents will interact and transact with other AI services, relying on blockchain networks for faster, cheaper, and more efficient payments.
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“In the near future, we will live in a world full of AI agents,” he explained, adding: “Everyone will have a personal assistant who can communicate directly with booking agents or service providers, and these transactions will be processed on-chain.”
Zhao believes that blockchain’s features such as instant confirmation, minimal fees, and lack of intermediaries make it an ideal infrastructure for AI-powered economies.
*This is not investment advice.
